Tuesday, September 06, 2011

A perfect time to review your Insurances…


Please find an email below from Dylan Chan of Ark Total Wealth. There is a real opportunity for you to save substantial dollars on your insurance premiums.

For a complimentary review of your personal insurances, contact Dylan Chan on 02 9262333 or click here fro more information.......

During our regular research review of various insurance providers, we’ve noticed that there is considerable pricing difference between the various insurance providers and some major providers are currently offering personal insurance at extremely competitive and low rates.

These low rates won’t be around forever as they are currently undertaking their review to increase their insurance rates in mid February.

If you have an existing insurance policy (Life/TPD, Income Protection or Trauma) you may be able to replace these insurances at a lower cost to you.  This can create additional cash flow or if your insurance is held within super it will give you more money back into your pocket to spend as you like.

If you have an insurance policy that has been underwritten within the last 5 years you can potentially roll your insurance over without completing any additional medical forms.

Below is an example of a client whose insurance we re-structured in December;

Current Insurance

Life/TPD and Income Protection all held outside of super costing $5,644 per annum from their personal cash flow.

New Insurance

Life/TPD moved to inside super and all insurances moved to new provider at a total cost of $3,962 per annum. This reduced their premiums by 30% and their cash flow was increase as the Life/TPD insurance is now funded through their superannuation.

If you would like a quick and easy complimentary review of your personal insurances please contact 02 9262 3333 or click here.


Dylan Chan
Financial Advisor

Level 7, 14 Martin Place, SYDNEY NSW 2000
PO Box 4013, SYDNEY NSW 2001

P: +61 2 9262 3333 begin_of_the_skype_highlighting            +61 2 9262 3333      end_of_the_skype_highlighting
F: +61 2 9262 5788
E: dylan.chan@arktotalwealth.com.au

...taking you beyond what you thought possible...

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